Legal

Terms of Service

Last updated: June 2026. These terms explain how you may use PinDecon and what to expect from its education and planning tools.

1. Acceptance

By downloading, accessing, or using PinDecon, you agree to these Terms of Service. If you do not agree, do not use the app.

These terms apply to the mobile app, related website pages, support communications, and any updates we provide.

2. App Experience

PinDecon is an educational planning app for borrowing basics, repayment schedule estimates, payment history notes, and debt payoff strategy comparison.

Planner and Tracker outputs depend on values you enter manually. We may adjust calculation presentation, app content, features, or compatibility in future updates.

3. No Financial Services or Advice

PinDecon does not provide financial advice, lending services, credit approval, brokerage, banking services, or banking credential collection.

Any calculations, lessons, payoff comparisons, or examples are for personal education and planning support only. You are responsible for checking information, reviewing real loan terms, and consulting qualified professionals when needed.

4. Fair Use and Conduct

You may not reverse engineer, interfere with, resell, misuse, or attempt to manipulate PinDecon or any related service. You are responsible for using the app in a lawful and respectful way.

Do not submit bank passwords, account credentials, or sensitive financial documents through support forms or email.

5. Disclaimers and Liability

PinDecon is provided as an educational planning product. We do not promise uninterrupted availability, error-free operation, exact payoff results, or compatibility with every device.

To the maximum extent allowed by law, we are not liable for indirect, incidental, special, or consequential damages related to your use of the app.

6. Contact

For legal questions, contact [email protected]. For support, contact [email protected].